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What are the advantages of a trust? |
With a
trust you can not only draw on our broad investment capabilities
but also arrange to have us perform any number of special services,
now or in the future. These personalized services could range
from making payments of estimated taxes while you're traveling
abroad to providing full personal financial management in the
event you suffer an incapacitating illness.
Also, you can name one or more beneficiaries to receive the
assets of your trust at your death. These distributions avoid
probate. Or, you can have your trust continue beyond your lifetime,
serving as a source of continuing income and support for your
spouse, a child or others whom you designate.
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How does Northwest differ from stockbrokers and financial planners? |
The primary
difference is our ability to offer personalized asset management
and a full range of financial services. The second major difference
is our fee arrangement. Northwest avoids all conflicts of interests
when charging fees for work performed. We fully disclose all fees
in a simple and understandable manner.
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Other than your published fee schedule, does Northwest receive
other compensation, whether direct or indirect, for handling client
accounts? |
No. Although
Northwest is permitted to receive compensation from certain mutual
funds (12b-1 fees and other administrative fees), we have elected
to forgo receipts of these fees in order to enhance the investment
return to client accounts. There are no self interests when making
recommendations to our clients.
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How easy is opening an account at Northwest? Can I transfer assets
to Northwest without incurring fees or taxes? |
Whether you
are moving funds from another provider (bank trust department, broker
or financial planner), transferring assets is simple. In many instances,
securities are transferred "in-kind" to protect against selling
assets and realizing taxable gains.
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Will I earn a better rate of return on funds than I do now?
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| That depends
on your goals - current income, long-term growth to offset inflation,
or some balance of the two - and on ever-changing investment
conditions.
Our experience
is that most Northwest clients receive better investment results.
We accomplish this by investing in successful no-load mutual
funds
and by avoiding the payment of sales commissions and high
annual mutual fund expenses.
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